Conditions of Use
By using this website and other New Jersey Skylands Insurance Association sites
that are linked to this website, you agree to the following terms and conditions.
Please read them carefully. These terms and conditions may be revised at any time
by our updating this notice and posting it on our website. You are bound by any
such revisions and should periodically visit this page to review the most recent
Terms and Conditions.
Copyright and Trademarks
These websites are owned by New Jersey Skylands Insurance Association. Unauthorized
use of these sites, and/or the materials contained therein may violate applicable
copyright, trademark or other laws. No part of the materials made available on these
websites may be reproduced, stored in a retrieval system, or transmitted in any
form or by any means electronic, mechanical, photocopying, recording, or otherwise
without prior written approval. Materials displayed on these websites may be downloaded
for personal, non-commercial use only, provided all copyright and other proprietary
notices contained on the materials are retained.
The information and descriptions contained in these websites are provided solely
for informational purposes, and are not intended to be complete descriptions of
all terms, exclusions, and conditions applicable to every insurance product or service
offered by New Jersey Skylands Insurance Association. The materials on these websites
are provided "as is" and without warranties of any kind either expressed or implied.
To the fullest extent permissible under applicable law, New Jersey Skylands Insurance
Association and its affiliates and distributors disclaim all warranties, express
or implied, including but not limited to implied warranties of merchantability,
fitness for a particular purpose, title and non-infringement. New Jersey Skylands
Insurance Association does not warrant or make any representations regarding the
accuracy, completeness, currency or reliability of any of the content on these websites,
nor does it warrant or represent that the functions contained in the materials will
be uninterrupted or error free, that defects will be corrected, or that this website
or the server that makes it available are free of viruses or other harmful components.
Limitation of Liability
New Jersey Skylands Insurance Association assumes no responsibility and shall not
be liable for any damage to your computer equipment or other property as a result
of your access to, use of, or browsing in these websites, or your downloading of
any materials, data, text, images, audio and video from these site or arising in
connection with any failure of performance, error, omission, interruption, defect,
computer virus, delay in operation or transmission, or line or system failure. You,
and not New Jersey Skylands Insurance Association, assume the entire cost of all
necessary servicing, repair or correction.
Under no circumstances, including, but not limited to, negligence, shall New Jersey
Skylands Insurance Association be liable for any injury, loss, claim, damage, or
any special, exemplary, punitive, indirect, incidental or consequential damages
of any kind that arise from the use of, or the inability to use, these websites
or the materials on these websites, whether based on warranty, contract, tort or
any other legal theory, and even if New Jersey Skylands Insurance Association has
been advised of the possibility of such damages.
Notwithstanding the foregoing, if New Jersey Skylands Insurance Association should
be found liable for any loss or damage which arises out of or is in any way connected
with any of the above described functions or uses of these sites or their content,
New Jersey Skylands Insurance Association's liability, where permitted by law, shall
not exceed, in the aggregate, the greater of 1) the amount paid by you to access
these sites, or 2) US$100.00
This website may be linked to other websites which are not maintained or controlled
by New Jersey Skylands Insurance Association. New Jersey Skylands Insurance Association
is not responsible for the content of those websites. The inclusion of any links
does not imply approval or endorsement by New Jersey Skylands Insurance Association
of those websites or their content. If you decide to access other websites, you
do so at your own risk.
You shall indemnify and hold New Jersey Skylands Insurance Association, its affiliates,
successors in interest, officers, directors, employees and agents harmless from
and against any claim, cause of action or demand, including without limitation reasonable
legal fees, brought by or on your behalf in excess of the liability described herein
or by third parties as a result of your use of this site.
accessed here. The Policy explains what
information New Jersey Skylands Insurance Association may collect from you including
financial information used for payment transactions if you decide to provide such
information, and how we will use and protect that information.
These terms and conditions of this Agreement shall be governed by and interpreted
according to the laws of the Commonwealth of Massachusetts, without giving effect
to Massachusetts' conflict of law principles.
If any provision of this Agreement shall be determined to be unenforceable or invalid,
such provision shall nonetheless be enforced to the fullest extent permitted by
applicable law, and such determination shall not affect the validity and enforceability
of any other remaining provisions.
New Jersey Skylands Insurance Association reserves the right to terminate your access
to any New Jersey Skylands Insurance Association secured site at any time.