New Jersey Skylands Insurance Association is a full-service property-casualty insurance company focused exclusively on the people of New Jersey and providing them with affordable rates and fast and fair claim resolution. The company is rated A (Exceptional) by Demotech, Inc., a longtime provider of Financial Stability Ratings® of property-casualty insurance companies. Demotech's ratings are recognized by Fannie Mae, Freddie Mac, the Department of Housing and Urban Development (HUD) and lenders across the country. New Jersey Skylands partners with independent agents to provide innovative products and value-added services. New Jersey Skylands member customers own a stake in the insurance company and gain special benefits not found with traditional insurers including roadside assistance, identity theft resolution services, access to travel assistance and more. New Jersey Skylands Insurance Association is managed by an Attorney-in-Fact, New Jersey Skylands Management, LLC (NJSM). NJSM is an indirectly wholly owned subsidiary of National General, an Allstate company. A Network of Select Independent Agents to Serve You New Jersey Skylands sells insurance through a network of select independent New Jersey agents who provide local expertise and the personalized service you deserve. New Jersey independent agents run their own businesses and your satisfaction directly impacts their success. Agents operate as our partners, who are there to serve you and they’ll help you with your questions, claims, coverage changes and your overall insurance needs.